Payment & Fees

Payment & Insurance Information

At Minor Inspirations LLC, we are committed to making quality mental health care more accessible for all. We’re excited to share that we now accept insurance, in addition to offering private pay options.

Now Accepting the Following Insurance Plans:

Cigna
Carelon Behavioral Health
Capital Blue Cross (Pennsylvania)
Quest Behavioral Health
Blue Cross Blue Shield of Massachusetts (for virtual appointments only)
Aetna

Additional insurance plans are currently pending credentialing. If you are unsure whether your plan is accepted, feel free to reach out—we’re happy to verify your benefits.

We’ve partnered with Headway, a trusted third-party platform, to handle all insurance billing, claims, and deductible collections. This allows us to focus on your care while Headway manages the paperwork and processing behind the scenes.

For Couples & Family Therapy, not all plans are accepted to cover sessions. However, we do have affordable options for private pay including a sliding scale rates.

Out-of-Network & Superbills

If we’re not in-network with your insurance, many providers offer out-of-network (OON) reimbursement. To make this process easier, we work with Mentaya, a platform designed to submit OON claims on your behalf—saving you time and increasing the chances of reimbursement. Prefer to handle it yourself? We also provide Superbills you can submit directly to your insurance provider.

Private Pay & Seminar Fees

For clients paying out-of-pocket, our services are offered at competitive private pay rates. Fees for seminars and workshops vary depending on the service offered and the size of the group being served.

Individual sessions: $120 per 50 minute sessions

Couples & Families: $150 per 50 minute sessions

Payment Methods

All payments are due prior to the start of each session. We accept:

All major credit and debit cards
HSA (Health Savings Account) and FSA (Flexible Spending Account) cards

Payments are processed securely through Stripe and are integrated with our HIPAA-compliant electronic health records (EHR) system.

Cancellation Policy

We understand that life happens—but to respect everyone’s time and maintain availability for all clients:

Cancellations or reschedules must be made at least 24 hours in advance, with the exceptions of emergencies i.e. illness, hospitalization, accident, work mandates.
Late cancellations or no-shows will result in your full session fee, which must be paid on the day of the missed appointment.
Insurances will not pay for late cancellations or no-show fees. Therefore, this is the full responsibility of the client.

For example: If your session is scheduled for 4:00 PM on Saturday, you must cancel by 4:00 PM on Friday to avoid a cancellation fee.

This policy allows us to offer that appointment time to another client in need.

If you have any questions or need help understanding your insurance benefits, don’t hesitate to reach out. We’re here to support you every step of the way.